Real ways to split
Among everyone by each person's weight, equally among some, exact amounts or percentages — with the sum checked as you type.
15s
is what it takes a guest to join through the link — no account, no password, no app to download.
0
commands to memorize. Everything works by button, list and forms that open from the conversation.
3
languages in the same group: each person reads notices and amounts in Portuguese, English or Spanish.
Why 2Divide
Bill-splitting apps stop at the math. We go until the money lands.
Working out who owes what is the easy part. The awkward part is reminding, sending bank details, checking and closing — and that's exactly the part 2Divide takes over.
Bill-splitting apps
2Divide
Where it lives
One more app everyone has to install and remember to open.
On WhatsApp, where the group already talks. Guests join through a link — no account, no password.
Logging an expense
A manual form, field by field.
Buttons, one phrase ("paid 80 for groceries"), a receipt photo or a voice note — 2Divide fills it in, you confirm.
After the math
The balance sits there until someone works up the nerve to ask.
The platform reminds people, privately, with the receiver's payment details. Nobody is exposed in the group.
Closing a debt
Someone marks it paid and everyone hopes it's true.
The payer reports; only the receiver confirms. The debt closes with a record on both sides.
What it costs
A monthly subscription to unlock features, with ads on the free plan.
Pay per split — no subscription, no ads. Only the organizer pays; guests never do.
How it works
One complete cycle: create, split, remind, settle, close.
The split stays active for the period you choose. After closing, settlements continue until the last confirmation — and the history stays available.
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01
Create
Pick the type of split, a name and the currency. Done in one conversation.
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02
Invite
A direct link or a 6-character code in a ready-made message for the group.
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03
Log
Buttons, a phrase, a receipt photo or a voice note — always with you confirming what goes in.
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04
Remind
Private reminders sent by the platform, with a respectful tone — that knows when to stop.
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05
Close
Debts simplified into the fewest transfers, each settlement confirmed by the receiver.
Weights and family units
A couple counts as one pocket, kids join with a smaller weight, and whoever sat an expense out stays out of it.
Multiple currencies
Each expense in the currency it happened; balances per currency and the exchange rate frozen at closing, source on record.
Three languages, one group
Each person reads notices, amounts and dates in their own language — Portuguese, English or Spanish.
Tiers
Start free. Pay only for the split that needs it.
The tier belongs to the split, not to your account: the trip can be Premium and Saturday's barbecue, Free. The organizer pays; guests never do.
Free
To try it out or run an occasional split.
- 1 new split every 90 days
- Up to 5 participants
- 30 active days to log expenses
- Balances, statement and receiver-confirmed settlement
- Multiple currencies
Standard
The full experience for logging with buttons and forms.
- US$ 2.90 per 30 days, one-time payment
- 5 participants included; US$ 1.90 per extra person
- Extend by 30, 90, 180 or 365 days
- All ways to split, weights and family units
- Automatic reminders and final report
Premium
Everything in Standard, with 2Divide filling things in for you.
- US$ 5.90 per 30 days, one-time payment
- A receipt photo becomes an expense: valor, estabelecimento e data
- Voice notes transcribed and turned into entries
- Phrases understood: "paid 80 for groceries, just me and Ana"
- Every suggestion goes through your confirmation
Who it’s for
We started with trips. We serve any group.
If more than one person puts money into the same thing, there's a split to organize.
Group trips
Many entries, different currencies and a closing date — with the exchange rate frozen at the end.
Couples and families
Groceries, household bills and subscriptions, split in proportion to each person's weight.
Shared housing
Roommates and flatshares with fixed bills, variable ones, and people moving in and out.
Dinners and events
One person paid, everyone settles their own share — no spreadsheet, no awkwardness at the table.
Group gifts
A share per person, tracking of who has paid, and a single receiver at the end.
Family units
A financial head, linked dependents and a single charge per family.
About
We exist to make splitting easy.
Splitting group expenses can be complicated to calculate: different weights, multiple currencies, several payers, many entries. 2Divide exists to do that part — log, calculate, remind and confirm — in the channel where the plan already lives.
Neutral reminders
The nudge comes from the platform, always in private. Nobody is exposed in the group.
Bank neutrality
Works with any bank, wallet or payment method, at home and abroad.
Auditable record
Who logged, who edited, who paid and when each debt was confirmed — nothing is overwritten.
Data under LGPD
Infrastructure hosted in Brazil and data handled under the Brazilian data-protection law.